Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Mobile Banking App

Mobile Banking

Bank wherever life takes you with the Waterfall Bank Mobile App. Securely view real-time account balances, monitor transaction history, transfer funds between accounts, make loan payments, pay bills, view check images, and send person-to-person (P2P) payments—all from your smartphone or tablet. With fast, secure access to your finances anytime, anywhere, managing your money has never been more convenient.

Mobile Deposit Capture

Deposit checks quickly and securely without visiting a branch. Simply enroll by selecting the Deposit option in the Waterfall Bank Mobile App, and we’ll send you a confirmation email once your enrollment is complete. After that, you’re ready to deposit checks anytime using your smartphone or tablet—making banking even more convenient, wherever you are.

Mobile Deposit Capture
Online Banking & Bill Pay

Online Banking & Bill Pay

Securely manage your accounts, move money, pay bills, and monitor activity from anywhere. Waterfall Bank’s online banking platform gives you real-time access to your finances with powerful tools designed to simplify everyday banking while providing the security and convenience you expect. Whether you’re at your desk or on the move, your bank is always within reach.

Debit Cards

Access your money with confidence wherever life or business takes you. Waterfall Bank Debit Cards provide secure, convenient purchasing power worldwide, with easy access to cash, real-time account access, and advanced security features to help protect every transaction. Whether you’re making everyday purchases or traveling abroad, your finances move with you.

Debit Cards
Credit Cards

Credit Cards

Choose a Waterfall Bank Credit Card designed to fit the way you spend and manage your finances. Enjoy the convenience of secure purchasing power, worldwide acceptance, and easy online account management, all backed by the responsive service of your Waterfall Bank relationship team. Whether for everyday purchases, travel, or business expenses, our credit card solutions help you spend with confidence.

Safe Deposit Boxes

Protect your most important documents, valuables, and irreplaceable keepsakes with a secure Safe Deposit Box at Waterfall Bank. Available in a variety of sizes, our safe deposit boxes provide an added layer of protection and peace of mind, with convenient access during branch hours and the security of a trusted banking partner.

Safe Deposit Boxes
24-Hour Phone Banking

24-Hour Phone Banking

Access your accounts anytime with Waterfall Bank’s 24-Hour Phone Banking service. Check account balances, review recent transactions, transfer funds, and stay informed about your finances using our secure automated system. Whether it’s after business hours or you’re on the go, your account information is just a phone call away.

Additional Services

Waterfall Bank offers a full range of services designed to make managing your finances simpler, more secure, and more convenient. From cashier’s checks, wire transfers, and notary services to account alerts, direct deposit, overdraft protection, and other everyday banking solutions, our team is here to help with the services you needmdelivered with the personalized attention you expect.

Additional Services
Online Calculators

Online Calculators

Make more informed financial decisions with Waterfall Bank’s collection of easy-to-use online calculators. Whether you’re planning for a major purchase, estimating loan payments, comparing financing options, saving for retirement, or evaluating investment goals, our calculators provide quick insights to help you plan with confidence before making your next financial move.

ONLINE CALCULATORS