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A young business man sitting in the backseat of a car while on his phone.

A young business man sitting in the backseat of a car while on his phone.

Business Solutions

Custom Banking for Business Clients

We combine relationship-driven service with practical financial solutions to help businesses manage cash flow, finance growth, and move quickly when opportunities emerge. Our responsive bankers and modern technologies can help your business move forward with confidence.

More than just banking products. A partner to help grow your business.

Banking at the speed of your business

Waterfall Bank was built for people who understand that opportunity doesn’t wait for traditional banking hours. Your business shouldn’t slow down because of paper forms, manual processes, or outdated systems. So we built a more modern infrastructure to help you move money faster, manage risk more effectively, and bank from virtually anywhere.

  • Same-Day ACH for faster payments and collections
  • Advanced Positive Pay to help protect your business from fraud
  • Simple, Intuitive Treasury Tools powerful functions just a few clicks away
  • Blockchain-Ready Payment Infrastructure next generation transactions
  • Global Banking Capabilities simplify cross-border business friction
  • Dedicated Relationship Bankers available when you need real solutions
Move faster. Bank smarter. Stay connected.

A banking dashboard that works the way you do.

Many of our clients manage multiple businesses, accounts, users, and approval workflows. Rather than forcing everyone into the same online experience, we configure your digital banking portal around your organization and the way you operate. Our team works alongside you during onboarding to build a digital banking experience that’s organized, efficient, and uniquely yours.

  • Customized Dashboard – See the information that matters most to you.
  • Tailored Users – Team members access only the tools, information and accounts they need.
  • Streamlined Approvals – Clear approval queues, intelligent notifications, and customizable workflows keep transactions moving.
  • Actionable Reporting – Access the financial insights you need to make informed decisions.
A portal built around your business. Not ours.
Business Banking Dashboard
Frictionless access to business capital

Frictionless access to business capital

Opportunity often comes with a deadline. Our lending team is built to respond quickly, evaluate opportunities thoughtfully, and provide direct access to experienced decision-makers who understand your business.

  • Fast Lending Decisions – A focused lending team that can often provide answers in hours, not months.
  • Relationship-Based Banking – We invest time in understanding your business so we can support your long-term growth.
  • Direct Access to Decision-Makers – Work with experienced bankers empowered to move opportunities forward.
  • Your Personal Banker – One trusted relationship to help coordinate your banking, lending, and treasury needs.
  • Financing That Fits – Flexible lending solutions tailored to your business objectives and timing.
Capital at the Pace of Opportunity.

Banking reimagined. Here to get things done.

In addition to the Checking Solutions, Money Market and Savings, we have other tools to make your banking more efficient.

Same-Day ACH

Accelerate cash flow with faster ACH payments and transfers that help your business move money when it matters most.

NetSuite Integration

Connect your banking and NetSuite platform to streamline reconciliation, improve reporting, and gain greater financial visibility.

Business Lending Tools

From working capital and equipment financing to commercial real estate and lines of credit, we provide lending tailored to your business goals.

Dedicated Treasury Management

Optimize cash flow, improve security, and simplify day-to-day financial operations with personalized treasury management solutions.

Foreign Currency Delivery

Order and receive foreign currency quickly and conveniently, making international travel and business transactions easier.